1

Contact Us

First, contact us through our form, phone, or WhatsApp. We will tell you which loans you may qualify for and what documents you need. This service is completely free.

2

Prepare Required Documents

We will tell you which documents are needed. Typically: CNIC, 2 passport photos, electricity bill (proof of residence), guarantor's CNIC, and a business plan for business loans.

3

Find Nearest Akhuwat Office

Akhuwat Foundation has 800+ offices across Pakistan. We will provide you the address of the nearest office. Most offices are located in mosques.

4

Visit Akhuwat Office

Visit the Akhuwat office with all documents. You will have an interview, document verification, and fill out the application form. Bring your guarantor along.

5

Application Review

Akhuwat team will visit your home or business to assess your situation. Your application will then be sent to the approval committee. This process usually takes 2-4 weeks.

6

Loan Disbursement

After approval, the loan amount will be disbursed to you. Repayment schedule will be shared. Remember: Akhuwat loans are completely interest-free, APR: 0%.

📄 Generally Required Documents

CNIC (National ID) - Original & Copy
2 Passport Size Photos
Proof of Residence (Utility Bill)
Guarantor's CNIC
Business Plan (if applicable)
Proof of Income
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