๐Ÿ’ฐ Loan Types

Details of interest-free loans provided by Akhuwat Foundation

๐Ÿ’ผ

Business Loan (Qarza-e-Hasna)

Interest: 0% ยท APR: 0% | Repayment: 1 to 3 years

For starting, expanding, or sustaining small and medium businesses. Shopkeepers, farmers, artisans, and home-based businesses can apply.

๐Ÿ“„ Required Documents:
โœ… CNIC (National ID) โœ… Business Plan โœ… 2 Passport Size Photos โœ… Proof of Residence โœ… Guarantor's CNIC
๐Ÿ“š

Education Loan

Interest: 0% ยท APR: 0% | Repayment: 1 to 2 years

Helping students cover tuition fees, books, and hostel expenses. Students from school to university level can benefit.

๐Ÿ“„ Required Documents:
โœ… CNIC/B-Form โœ… Admission Letter โœ… Fee Details โœ… Parent/Guardian's CNIC โœ… Guarantor
๐Ÿ 

Household Loan

Interest: 0% ยท APR: 0% | Repayment: 1 to 3 years

For household needs, furniture, electronics, wedding expenses, or home repairs.

๐Ÿ“„ Required Documents:
โœ… CNIC โœ… Proof of Residence โœ… Income Source โœ… Guarantor โœ… 2 Photos
๐ŸŒพ

Agriculture Loan

Interest: 0% ยท APR: 0% | Repayment: 1 to 3 years

For farmers to buy seeds, fertilizer, machinery, livestock, and crop maintenance. Special attention given to rural areas.

๐Ÿ“„ Required Documents:
โœ… CNIC โœ… Land Ownership/Lease โœ… Crop Plan โœ… Guarantor โœ… 2 Photos
๐Ÿฅ

Health Loan

Interest: 0% ยท APR: 0% | Repayment: 1 to 2 years

For illness, surgery, medications, and medical expenses. Especially for families who cannot afford expensive treatment.

๐Ÿ“„ Required Documents:
โœ… CNIC โœ… Doctor's Certificate/Diagnosis โœ… Estimated Treatment Cost โœ… Guarantor โœ… 2 Photos
๐Ÿ˜๏ธ

Residential/Housing Loan

Interest: 0% ยท APR: 0% | Repayment: 3 to 5 years

For building, buying, or major renovation. This is Akhuwat's largest loan and requires land ownership.

๐Ÿ“„ Required Documents:
โœ… CNIC โœ… Land Ownership Documents โœ… Construction Plan โœ… Proof of Income โœ… Guarantor โœ… Photos
๐Ÿ“Š
Representative Example: Example: PKR 100,000 loan, 3 year term = approximately PKR 2,778 monthly installment. Interest: 0%. APR: 0%. No additional fees. Approval subject to Akhuwat Foundation rules.
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